I discovered a way to ensure that you never lose money in this game! I am using an iPhone 4S, so I cant guarantee this will work on all phones. Heres what you do:
1. Make your bet and get your cards.
2. Before you split hands, force close the app and restart.
3. The game will start where you left off, but you now have the ability to remove all your chips from the table! Simply use your finger to remove chips from the betting area!
4. Proceed to split your cards and see the result. If you removed all your chips and end up losing, you wont lose any money! :D
If you draw, you draw. If you end up winning, the app will crash. When this happens, simply reopen the app and instead of removing your chips, keep them on the table.
You never have to worry about losing all your chips again!
PSchmidty about Pai Gow Poker Fever